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19 November 2014

The Union Finance Minister Shri Arun Jaitley will re-launch the Kisan Vikas Patra (KVP) on 18.11.2014


The Union Finance Minister Shri Arun Jaitley will re-launch the Kisan Vikas Patra (KVP) here tomorrow in the presence of Shri Ravi Shankar Prasad, Union Minister of Communication and IT and Shri Jayant Sinha, Minister of State for Finance among others. Increasing savings rate in the economy was one of the priorities of the new Government on assuming charge. In view of the popular demand and to revitalize Small Savings, the Finance Minister in para 27 of his Budget Speech announced that "Kisan Vikas Patra (KVP) a very popular instrument among small savers will be reintroduced The instrument will encourage people, who may have banked and unbanked savings to invest". Accordingly, it is decided to reintroduce Kisan Vikas Patras (KVPs). KYC norms regarding all National Savings Schemes (NSS) are now applicable in post offices and banks w.e.f. January, 2012.

The re-launched Kisan Vikas Patra (KVP) will be available to the investors in the denomination of Rs. 1000, 5000, 10,000 and 50,000, with no upper ceiling on investment. The certificates can be issued in single or joint names and can be transferred from one person to any other person / persons, multiple times. The facility of transfer from one post office to another anywhere in India and of nomination will be available. The certificate can also be pledged as security to avail loans from the banks and in other case where security is required to be deposited. Initially the certificates will be sold through post offices, but the same will soon be made available to the investing public through designated branches of nationalised banks. 

Kisan Vikas Patras have unique liquidity feature, where an investor can, if he so desires, encash his certificates after the lock-in period of 2 years and 6 months and thereafter in any block of six months on pre-determined maturity value. The investment made in the certificate will double in 100 months. 

Table Showing Premature closure ofKVP  ( for Den. Rs. 1000 )

2 and half years but less than 3 years
3  years but less than 3 and half years
3 and half years but less than 4 years
4  years but less than 4 and half years
4 and half years but less than 5 years
5  years but less than 5 and half years
5 and half years but less than 6 years
6  years but less than 6 and half years
6 and half years but less than 7 years
7  years but less than 7 and half years
7 and half years but less than 8 years
8  years but before maturity of the Certificate
On maturity of Certificate 
8 Years 4 month  = 100 months
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21 March 2014

Mathematics Model Questions for PA/SA Exam

1. How long will Lucy have to wait before for her $2,500 invested at 6% earns $600 in simple interest?
(A)2 years
(B)3 years
(C)4 years
(D)5 years
(E)6 years

2. Grace has 16 jellybeans in her pocket. She has 8 red ones, 4 green ones, and 4 blue ones. What is the minimum number of jellybeans she must take out of her pocket to ensure that she has one of each color?
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GK Questions for Postal Assistant Examination| Useful for other Exams also

Q1. After which historical character is the Victoria Gardens in Maharashtra named?
(A) Nana Saheb
(B) Jijamata
(C) Chhatrapati Shivaji
(D) Balaji Baji Rao

Q2. Ulaanbaatar is the capital of which Asian country?
(A) Sri Lanka
(B) Maldives
(C) Mongolia
(D) Malaysia
Ans. (C) Mongolia

Q3. In which Indian state is the Kanchenjunga National Park located?
(A) West Bengal
(B) Sikkim
(C) Arunachal Pradesh
(D) Assam
Ans. (B) Sikkim
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10 March 2014

English Section : Model Questions for PA/SA Exam 2014 Preparation

Friends.. Here is some model Questions from English Section for practice

1.       A …..thief was caught by the police last night.
(A)    Famous
(B)   Popular
(C)    Renowned
(D)   Notorious

2.    Indian believes in tolerance, not in…..acceptance or rejection.
(A)    Alienation
(B)   Bigotry
(C)    Prejudice
(D)   Aggression
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9 March 2014

Postal Assistant Exam 2014 Model Questions from Mathematics Section for Preparation

Friends.. here is some model questions from mathematics section for preparation.

1. If 37% of a number is 990.86, what will be approximately the 19% of that number
(A) 600
(B) 400
(C) 500
(D) 700

2. A number, on subtracting 15 from it, reduces to its 80%.What is 40% of that number?
(A) 60
(B) 45
(C) 30
(D) 90
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8 March 2014


1. Which state Police in India utilised the ‘Pigeon Post Service’?
Ans. Orissa State Police

2. When was the first commemorative stamp issued in India ?
Ans. In 1931 (to mark the inauguration of New Delhi)

3. The Cricketer from Australian Test Cricket team belongs toAustralian Postal Service ?
Ans. Brad Hogg

4. The first Non Royal to appear on U.K. postage stamp?
Ans. William Shakespeare (1964)

5. In which language the first Megdoot Post card issued?
Ans. Tamil
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6 March 2014


Disclaimer:- All Information provided in this post are Compiled by A. Praveen Kumar for in good faith of Postal Assistant Exam Aspirants. Author of blog does not accepts any responsibility in relation to the accuracy, completeness, usefulness or otherwise, of the contents.

Friends, last year I published Postal Assistant exam material and model cum practice papers. All the aspirants welcomed my efforts and appreciated countrywide. This year also I am planning to post valuable information / quality material and model papers at free of cost in my blog. (Last year material is available ( akulapraveen.blogspot.com & http://sapost.blogspot.in/) @ Blog Archive, select the months Oct-2012, Nov-2012, Dec-2012, Jan-2013, Feb-2013, Mar-2013, Apr-2013)

I am receiving mails form the Postal Assistant exam aspirants regarding books to refer & how to prepare and publishing of quality study material.

Books are keys to success for any exam. Candidates should polish their basics by using best books. Candidates make big mistake while choosing books for exams. Never choose all in one book, these kind of guides doesn't concentrate on fundamentals. 

For Arithmetic:  (Any two books)

1. Quantitative Aptitude by R.S.Aggarwal

2. Magical book on Quicker Maths by M.Tyra

3. Numerical ability and Quantitative by P.K.Mittal

4. Quantitative aptitude by Arun Sharma

5. Quantitative aptitude by Abhijit guha

6. Quantitative aptitude by A.Gulati

For Reasoning section: (Any Two)
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5 March 2014

Revision of Interest Rates for Small Savings Schemes for the Financial Year 2014-15


Press Information Bureau
Government of India
Ministry of Finance
Revision of Interest Rates for Small Savings Schemes for the Financial Year 2014-15 Announced

            Various decisions taken by the Government of India on the recommendations of the Shyamala Gopinath Committee for Comprehensive Review of National Small Savings Fund (NSSF), were communicated to all concerned by the Government through its Office Memorandum dated 11th November, 2011.

            One of the decisions of the Government based on the recommendations of the Committee relates to revision of interest rates every financial year, to be notified before 1st April of that year.  Accordingly with the approval of the Finance Minister, the rates of interest on various small savings schemes for the Financial Year 2014-15 effective from 01.04.2014, on the basis of the interest compounding/payment built-in in the schemes, shall be as under :

Rate of interest w.e.f.01.04.2013
Rate of Interest w.e.f. 01.04.2014
Savings Deposit
1 Year Time Deposit
2 Year Time Deposit
3 Year Time Deposit
5 Year Time Deposit
5 Year Recurring Deposit
5 Year SCSS
5 Year MIS
5 Year NSC
10 Year NSC

Source : PIB (Release ID :104482) via sapost
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2 March 2014

7th Pay commission can suggest the merger of 50% DA in its interim report – The Times Of India

The Union Cabinet on Friday raised dearness allowance to 100% from 90%, benefiting 50 lakh employees and 30 lakh pensioners.
The government has also cleared the way for merger of 50% DA with basic pay by approving it among the terms of reference of the 7th Pay Commission. An official said now the commission can suggest the merger in its interim report.
He added that 50% DA merger with basic pay will roughly increase the gross salaries of central government employees by around 30%.
The Cabinet approved the proposal to release an additional installment of DA and dearness relief (DR) to pensioners with effect from January 1, 2014, in cash, but not before the disbursement of the salary for the month of March 2014 at the rate of 10% increase over the existing rate of 90%, said an official statement.
Central government employees as well as pensioners are entitled for DA/DR at the rate of 100 per cent of the basic with effect from January 1, 2014, it said.
The government has estimated that the combined impact on exchequer on account of both DA and DR would be Rs 11,074.80 crore every year.
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28 February 2014




The Union Cabinet today approved to increase in  Dearness Allowance by 10% to Central Government employees.
The rate of Dearness allowance shall be enhanced from the existing rate of 90% to 100%.

Revised rates effective from 1.1.2014.

Finance Ministry will publish detailed orders regarding this issue within this month.

Courtesy : http://90paisa.blogspot.in/
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Country's first Post Office Savings Bank ATM opened at T Nagar HO on 27/2/2014

Country's First Post Office Savings Bank ATM  inaugurated by Shri P. Chidambaram, Hon'ble Union Finance Minister, Govt. of India on Thursday the 27th February 2014 at Thyagaraya Nagar Head Post Office, Shivagnanam Road, T'Nagar, Chennai,  Tamilnadu - 600017. 

In order to meet the requirements and needs of the I.T modernization project, Infosys Core banking Solution (CBS) will be implemented across India covering all the Post offices.

        Core Banking Solution (CBS) - FINACLE is networking all the Post offices which enable customers to operate their accounts and avail Account related services from any Post offices on CBS network regardless of where he/she maintains his/her account. The customer is no more the customer of a particular Post office. He becomes the Post office Savings Bank (POSB) customer. Thus CBS is a step towards enhancing customer convenience through “Anywhere and Anytime Banking”. As Finacle is integrated to all the banks in course of time, the customer can access any bank account through post office.

        Around Rs.700 crore is earmarked for this Project. Core Banking Solution(CBS) for Post office Savings Bank is being implemented throughout India. As on date, 57 Head Post offices and 11 Sub Post offices have migrated covering 64 lakh accounts.  By 31.03.2014, 700 more Post offices will be covered. All the 26,840 Post offices would be functional in CBS by 2016. About 2 billion US$ have also been migrated.

        As part of this, the Post office Savings Bank ATM at Thyagarayanagar HPO is being inaugurated on 27.02.2014 by Shri. P.Chidambaram, Hon’ble Minister of Finance, Govt. of India. This is the first ATM opened and dedicated for the nation. Four more ATMs are ready for operation. The ATMs were installed by Infosys.

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25 February 2014

Notification for Direct Recruitment of Postal/Sorting Assistant Exam (PA/SA) 2013-2014

Notification for Direct recruitment of Postal/Sorting Assistant for the year 2013-2014 is out. Centralised notification has been published by Recruitment Division of Department of Posts, Ministry of Communications & Information Technology vide their letter No. F. No. A-34012/10/2014-DE dated 21-02-2014. Last Recruitment for PA/SA was called during August 2012 for filling up the vacancies for 2011 and 2012. Examination was held in different phases during April 2013 to September 2013 and results were published during October-December 2013. Now this notification is for filling up the vacancies for 2013 and 2014.
The detailed notification read as follows:
Applications are invited from the eligible applicants for filling up of posts of Postal Assistants/Sorting Assistants/Postal Assistants (Savings Bank Control organization)/Postal Assistants (Foreign Post Organization)/Postal Assistants (Returned Letter Offices)/Postal Assistants (Mail Motor Services) And Postal Assistants (Circle And Regional Offices) for the year 2013-2014 in 22 Postal Circles in the Country in the Pay Band 5200-20200 with 2400 Grade Pay + other admissible allowances for the years 2013-2014.

Age limit: 18-27 years:
(a) For General Category (Unreserved Applicants ) the applicable relaxation is provided to persons belonging to SC/ST/OBC/PH/Ex-servicemen Candidates as per the extant orders. The age limit will be as on 27/03/2014

Educational Qualification:- (1) 10+2 standard or 12th class pass from a recognized university or Board of School Education or Board of Secondary Education with English as a compulsory subject (excluding vocational streams).
(2) The applicants should have studied local language of the State or Union Territory of the concerned Postal Circle or in Hindi as a subject at least in Matriculation level or equivalent.
The aspiring candidates are requested to access the website:
www.pasadrexam2014.in for further details like vacancies, eligibility criteria, details of fee etc. The Applications are to be submitted on line and the last date for registration of applications on line is 23:59 Hours of 27th March, 2014.
Further details will be published in this blog very soon.

Click Here to see letter of Recruitment Division of India Post in this regard.

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Department of Posts invited applications for various posts.

 1. Postal Assistants
2. Sorting Assistants
3. Postal Assistants (MMS)
4. Postal Assistants (Savings Bank Control Organization – SBCO)

In central government jobs, postal department jobs have significance as they have to closely move with people. You can engage in these posts mere with 10+2 qualification. If you could show your ability in written examination you can directly enter in these government jobs. As written test is Main, the competition will be definitely high. 

Selection Process:

The candidates for the Postal Assistant posts are selected through Paper-1 (Objective type) and Paper-2 (Skill Test).
Paper-1 details:

General Knowledge
English Language, Grammar
Reasoning and analytical ability

Examination Time: 2 hours

Total questions: 100 for 100 marks

No Negative marking is there.

Candidates should remember that no weightage is given for intermediate marks. The 10+2 marks are considered only to call the candidates for aptitude test.

How much marks a candidate should score in order to qualify for the Postal Assistant jobs?

1. General candidates should get 40% marks i.e. 10 marks in each subject.
2. SC / ST 33% marks. (8 marks in each subject)

3. OBC candidates 38% marks. (9 marks in each subject)
Computer and Typing Test:

This test is conducted for the candidates who qualify in the written examination. This test for 30 minutes in which 15 minutes are for typing and 15 minutes for data entry work. Candidate should type 450 words essay in English or 350 words essay in Hindi in the prescribed time. Typing speed should be 30 per minute. Typing test and Data entry work test for postal assistant posts are conducted on computer keyboard only.

Syllabus and Preparation techniques:

In Indian postal department there is an opportunity to join as postal assistant without facing any interview after passing in written test. So you have to take care in every aspect and practice to score high. For this you need a perfect plan. Taking into consideration your strong and weak points plan to allot sufficient time to each subject. Try to get over the basics of all subjects.

1. General Knowledge: there are History, Geography, Economics, General Politics, Indian Constitution, Science, Environment and Current Affairs are in it.

Preparation: to score high in general knowledge you have to get grip over the last 5 months current affairs. For this read English and local news papers. Prepare notes on important events. By doing this slowly you will get a clear understanding about current affairs. To grasp History, Geography and Politics read text books fromclass VI to Intermediate (10+2). Practice bit banks and raise your practice as the exam gets closer. Doing this will help in saving your time during exam and reduce your tension. Revise your preparation from time to time.

2. Mathematics: Number System, Simplification, Decimals, Correction, Simple and Compound Interest, Percentage, Average, Profit and Loss, Discount, Time and work and time & distance are in it.

Preparation: If you want to score good marks in mathematics, you have to understand the basic principles of Maths. Remember tables up to 25. If you understand the basic principles of Mathematics you can easily solve even the big math. It is better to practice math from 6th class to 10th class and repeat them over and over.

3. English: Prepositions, Adverbs, Conjunctions, Direct speech, In-direct speech, Singular and Plural, Antonyms and Synonyms are in it.
Preparation: Local language medium students often worry and fear about English. But as the question paper is prepared keeping all language students in mind. So if you practice a little bit high you can easily answer this paper. All you have to do just understand the basic elements. Practice as much model papers as high.

4. Reasoning & analytical ability: Coding, De-coding, Blood relations, Letter sequences, seating arrangements, statements and conclusions, cause and effect will be in it.
Preparation: the questions are prepared to test the thinking pattern of the candidates. Go get a high score practice with the material available in the market.

In any exam, it is always quite useful to practice with model papers. Reading subject material, bit bank, and practicing is necessary to completely understand the subject and recognizing the answers within the prescribed time. Best of luck.
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Hassan, Karnataka, I am BA graduate. Presently working in Department of Post (DOP) as Inspector Post at Somwarpet Sub Dn, Karnataka email-abkantharaja@gmail.com
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